Listing provided courtesy of Epique Realty- MLS# 642099MLS Provider

408 Oak StreetLudlow, KY 41016

Single Family · 1 Bed · 1 Full Bath · 688 Sq. ft. | 0.02 Acres
$105,000 Pending

408 Oak Street Overview

Time on Site:
0 days
Visits:
25

It's almost impossible to find a livable house at this price, but here we are! PLUS, we have fresh paint, sidewalk fixes happening, new flashing around the chimney, and more. Welcome to 408 Oak Street--a rare opportunity to own an affordable, 1-step home in one of Northern Kentucky's most walkable and up-and-coming communities. With 1 bedroom, 1 bathroom, and approximately 688 square feet, this home offers a practical and low-maintenance lifestyle that's hard to find at this price point. there is NO yard, a small flower bed to the side by the kitchen and a strip of grass at the road. Perfect for first-time buyers, downsizers, or anyone looking to simplify, this home features easy one-level living with 1 step, making daily life comfortable and accessible. The manageable size keeps utility costs low while still providing everything you need. Located just minutes from downtown Cincinnati and within walking distance to local favorites, shops, and restaurants, you'll enjoy both convenience and community. Whether you're looking to stop renting, invest in a straightforward rental property, or find a place that fits a simpler lifestyle, this home checks the boxes. Trim paint has been freshened up, Window AC Unit is ready to go, Washer and Dryer stay and sellers are ready to consider your offer! Why pay rent when you can own something of your own? Possible Downpayment assistance is available too, reach out for details! Seller Provided Home Warranty included!

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408 Oak Street Facts & Features

  • Type Single Family
  • Sq. ft. 688
  • Price/Sq.ft. $153
  • Lot 0.02 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Mary A. Goetz Elementary
  • Middle Or Junior School: Ludlow Middle School
  • High School: Ludlow High

Building Information

  • New Construction: No
  • Sewer: Public Sewer: true
  • Year Built: 1920

Location/Region

  • County Or Parish: Kenton
  • MLS Area Major: K02 - Bromley/Ludlow Area
  • MLS Area Minor: K02 - Bromley/Ludlow Area

Parking Information

  • Parking Features: On Street: true

General Information

  • Parcel Number: 026-33-07-013.00
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Building Information

  • Heating: Forced Air: true

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 1

Building Interior

  • Building Area Total: 688.0
  • Fireplace Features: Decorative: true
  • FloorPlansChangeTimestamp: 2026-05-01T04:00:16Z
  • Laundry Features: Main Level: true

General Information

  • Accessibility Features: None
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Dryer, Washer
  • Fireplace Features: Decorative, Inoperable
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Foundation Details: Block, Stone
  • Interior Features: Eat-in Kitchen, Built-in Features, Natural Woodwork
  • Laundry Features: Main Level
  • Living Area: 688.0
  • Living Area Units: Square Feet
  • Rooms Total: 4

Exterior

Parking Information

  • Parking Features: No Garage, On Street

Lot Information

  • Lot Features: Level
  • Lot Size Dimensions: 50x21
  • Lot Size Source: Realist
  • Lot Size Square Feet: 1050.0
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • View: Neighborhood
  • View: Neighborhood: true

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Aluminum Siding, Brick
  • Patio And Porch Features: Covered, Porch
  • Property Attached: No
  • Roof: Shingle

General Information

  • Fencing: Metal, Perimeter
  • Road Frontage Type: City Street
  • Sewer: Public Sewer
  • Utilities: Cable Available

408 Oak Street Neighborhood

Community

41016 (LUDLOW) Demographics

39
Median Age
3,048
Population Density (per sq. mile)
33%
College Educated
$56,884
Estimated Median Income
1,872
Estimated Total Home Owners
899
Estimated Total Renters
68% / 32%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

408 Oak Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

408 Oak Street Market Data

Based on the last 30 days in this zip code

$298,674
Average List Price
$495
Average Price per Square Foot
15
Properties Sold
83
Average Days on Market
43
Properties for Sale
Calculations provided by Reliance Network

408 Oak Street History

Date Event Value Agent
6/13/2026Source: Northern Kentucky MLS Status Change
Pending
5/28/2026Source: Northern Kentucky MLS Status Change
Active
5/16/2026Source: Northern Kentucky MLS Status Change
Pending
5/12/2026Source: Northern Kentucky MLS Price Reduction
$105,000 -8.7%
5/1/2026Source: Northern Kentucky MLS Added to Database
May 01, 2026